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Renters Insurance Quotes
Comparing renters insurance online is easy . . .
Click the “Get Quotes Now” button above to get started
Fill out one simple online questionnaire
Receive quotes from local and national companies
Choose the policy that’s right for you and save
You have a choice - you can spend hours of your time calling and visiting your local insurance agencies, or
you can spend a few minutes with us and get numerous quotes from top-rated local agencies, and national
insurance companies in all 50 states. The quotes you’ll receive come from A-rated companies all bidding for
Many of our customers have saved 40% or more on their renters insurance policies. Just click on the "Get
Quotes Now" button above to see how much money you can save. It's quick, it's easy, and it's free!
Renters Insurance FAQs
Why do I need renter’s insurance?
Many people are under the misconception that their landlord’s policy will insure them, but that’s not true. If
your residence were to be damaged or destroyed, your landlord’s insurance would only pay for damage to
the building, not for your personal belongings.
Without renters insurance you could lose everything you own.
What does renters insurance cover?
A typical renters insurance policy pays for the following …
Personal property insurance – personal property insurance will pay to replace your personal possessions
if they’re stolen or destroyed by fire, vandalism, windstorms, water damage, or other catastrophes. Most
policies do not cover you for earthquakes, tornadoes, or floods, but you can get coverage for these events
by purchasing a rider to you policy.
Liability insurance – liability insurance will pay for legal fees and medical expenses if someone is hurt on
your property and decides to sue you.
Additional living expenses insurance – This will pay for your temporary living expenses such as hotel and
restaurant bills if your residence is damaged and is unlivable.
How can I get cheap renters insurance?
Compare rate quotes – The best way to get cheap renters insurance is to click the “Get Quotes Now”
button at the top of this page to get free insurance quotes from top rated companies. Then compare those
quotes to find a policy with the cheapest rate and the best coverage.
Increase your deductible – The deductible is the amount of money you must pay before your insurer will
pay for a claim. Increasing your deductible from $250 to $500 can save you up to 15% on your premiums.
Increase it to $1,000 and you’ll save up to 25%. Just be sure you can can afford to pay the higher deductible
if you ever need to file a claim.
Get discounts - As you fill in the online form be sure to include all the discounts you’re eligible to receive.
Some of these discounts include:
A security discount if you or your landlord install deadbolt locks, window locks, and a burglar alarm
A safety discount If you have smoke detectors and fire extinguishers
A multi-policy discount if you have your renters and car insurance with the same company
A senior discount if you’re 55 or older and retired
A non-smokers discount if no one at your residence smokes
A good credit discount if you maintain a good credit rating
A payment discount if you pay your premiums quarterly or yearly instead of monthly
A loyalty discount if you stay with the same insurer for a certain period of time
How can I tell if a renters insurance company is reputable?
The first thing you need to do is go to your state’s department of insurance website to see if the company is
licensed in your state. You can also find out if there have been any complaints against them. Click:
http://www.naic.org/state_web_map.htm, then click on your particular state to go to your state’s website.
To see the financial rating of an insurance company go to Standard & Poor’s website:
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