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Best Ways To Get Cheap Auto Insurance

Compare Quotes First, and foremost, you need to compare quotes. Shopping for the best auto insurance on the Internet is not only fast and easy, but it will save you hundreds, if not thousands of dollars in insurance premiums. In a matter of minutes you can get quotes from top- rated companies, compare them in the privacy of your own home, and choose the best quote with the best price. To get the best quote for your particular situation you need to go to an insurance comparison site that offers quotes from a number of A-rated companies. When you arrive at one of these sites you'll be asked to fill out a multiple choice questionnaire with information about the type of insurance you want and the deductibles and discounts that are available to you. To make sure the company you is reputable, you can check them out on the following websites: Your state's insurance commission's website where you can find out if there have been any complaints against them, and … The A.M Best website (ambest.com) where you can see a company's financial rating. Here are some other ways to save money on your auto insurance policy: Increase Your Deductible Increasing your deductible – the money you pay toward a claim before your insurer will pay -  is the second best way to save on insurance. For example, increasing it from $250 to $500 can save you as much as 30% on your premiums. Get Safety Discounts If you have features on your car such as air bags and anti-lock brakes you can get a substantial discount. Consolidate Your Policies Placing your homeowners or renters insurance and your auto insurance with the same insurance company can save you 5% to 15% on you insurance premium. Get A Security Discount Having a burglar alarm, electronic disabler, or other anti-theft device will get you a nice-sized discount. Get A Low Mileage Discount Most insurers will give you a low mileage discount if you drive your car less than the average driver - about 12,000 miles a  year. Ask About Other Discounts Insurance companies have numerous discounts, many of which you may not have heard of, such as military discounts, law enforcement discounts, driver's ed discounts, and good student discounts. Be sure to ask your agent about all the discounts that you're entitled to and take advantage of them. Maintain a Good Credit Score Companies are now using credit scores to assess your insurance risk. They figure if you have a good credit score you're a good insurance risk. Take a look at your credit score at one of the free online credit score sites and see if you can improve it. If you have a low score choose a company that doesn't use credit scores. Drop Your Collision and Comprehensive Coverage Collision insurance pays for repairs after you've had an accident, and comprehensive insurance pays for repairs as the result of vandalism, severe weather, or fire. If you have an older car that's worth less than the total of your yearly premium plus your deductible, it's not worth paying for those two coverages. Click this link to compare cheap auto insurance quotes from top-rated companies © Copyright RateQuotesNow.com About Us   |   Privacy Policy   |   Terms Of Use   |   Contact   |   Site Map
Rate Quotes Now
Auto    |    Health    |    Home    |    Life    |    Renters    |
Top Companies - Lowest Rates

Best Ways To Get Cheap Auto

Insurance

Compare Quotes First, and foremost, you need to compare quotes. Shopping for the best auto insurance on the Internet is not only fast and easy, but it will save you hundreds, if not thousands of dollars in insurance premiums. In a matter of minutes you can get quotes from top-rated companies, compare them in the privacy of your own home, and choose the best quote with the best price. To get the best quote for your particular situation you need to go to an insurance comparison site that offers quotes from a number of A-rated companies. When you arrive at one of these sites you'll be asked to fill out a multiple choice questionnaire with information about the type of insurance you want and the deductibles and discounts that are available to you. To make sure the company you is reputable, you can check them out on the following websites: Your state's insurance commission's website where you can find out if there have been any complaints against them, and … The A.M Best website (ambest.com) where you can see a company's financial rating. Here are some other ways to save money on your auto insurance policy: Increase Your Deductible Increasing your deductible – the money you pay toward a claim before your insurer will pay -  is the second best way to save on insurance. For example, increasing it from $250 to $500 can save you as much as 30% on your premiums. Get Safety Discounts If you have features on your car such as air bags and anti- lock brakes you can get a substantial discount. Consolidate Your Policies Placing your homeowners or renters insurance and your auto insurance with the same insurance company can save you 5% to 15% on you insurance premium. Get A Security Discount Having a burglar alarm, electronic disabler, or other anti- theft device will get you a nice-sized discount. Get A Low Mileage Discount Most insurers will give you a low mileage discount if you drive your car less than the average driver - about 12,000 miles a  year. Ask About Other Discounts Insurance companies have numerous discounts, many of which you may not have heard of, such as military discounts, law enforcement discounts, driver's ed discounts, and good student discounts. Be sure to ask your agent about all the discounts that you're entitled to and take advantage of them. Maintain a Good Credit Score Companies are now using credit scores to assess your insurance risk. They figure if you have a good credit score you're a good insurance risk. Take a look at your credit score at one of the free online credit score sites and see if you can improve it. If you have a low score choose a company that doesn't use credit scores. Drop Your Collision and Comprehensive Coverage Collision insurance pays for repairs after you've had an accident, and comprehensive insurance pays for repairs as the result of vandalism, severe weather, or fire. If you have an older car that's worth less than the total of your yearly premium plus your deductible, it's not worth paying for those two coverages. Click this link to compare cheap auto insurance quotes from top-rated companies © Copyright RateQuotesNow.com About Us   |   Privacy Policy   |   Terms Of Use   |   Contact   |   Site Map
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